Benefits

Dental

Anthem Dental PPO

  • Anthem PPO network and out-of-network coverage.
  • Preventive care covered in full in-network.
  • Basic services covered at 80% reasonable and customary after deductible.
  • Major services covered at 50% reasonable and customary after deductible.
  • Orthodontia for adults and children coverage subject to lifetime max of $1,500; no deductible.
  • Out-of-network benefits available after deductible and coinsurance.

VCUHS Direct Dental

  • Allows the patient and the dentist to determine the appropriate treatment plan.
  • Eliminates the need to have a treatment plan approved by an insurance company.
  • Has no pre-existing condition limitation.
  • Has no exclusions or exceptions to coverage.
  • Eliminates the need to file claims.
  • Uses the VCU School of Dentistry as the exclusive provider network.
  • Covers 100% of first $500 of dental expenses.
  • Covers 50% of next $2,000 of dental expenses for a calendar year maximum benefit of $1,500.
  • Orthodontia is covered at 50% of expenses up to a lifetime maximum of $1,500.